US Paycheck Calculator
Calculate your exact take-home pay after federal tax, state tax, Social Security, and Medicare — all 50 states, 2025 rates.
Enter Your Details
Based on 2025 federal and state tax rates. Does not include local taxes or pre-tax benefit deductions.
Enter your details above and click Calculate to see your breakdown.
How the Calculator Works
Federal Income Tax
Uses the official 2025 progressive tax brackets after subtracting the standard deduction ($15,000 single / $30,000 married). Child Tax Credit ($2,000 per dependent) reduces your liability directly.
State Income Tax
Every state has different rules — from zero income tax (Texas, Florida, Nevada…) to progressive systems up to 13.3% (California). All 50 states use accurate 2025 rates.
FICA Taxes
Social Security is 6.2% on the first $176,100 of wages (2025 wage base). Medicare is 1.45% on all wages, plus an additional 0.9% on income over $200,000 (single).
Net Take-Home Pay
Results shown in five pay periods: annual, monthly (÷12), biweekly (÷26), weekly (÷52), and daily (÷260 working days per year).
Frequently Asked Questions
How accurate is this paycheck calculator?
This calculator uses official 2025 federal and state income tax brackets and standard deductions. It provides a close estimate for W-2 employees using standard deductions. It does not account for local/city taxes, state SDI, or pre-tax benefit deductions like 401(k) or health insurance premiums.
Which states have no income tax?
Nine states levy no state income tax on wages: Alaska, Florida, Nevada, New Hampshire, South Dakota, Tennessee, Texas, Washington, and Wyoming.
What is the 2025 standard deduction?
The 2025 federal standard deduction is $15,000 for single filers and $30,000 for married filing jointly — up slightly from 2024 due to inflation adjustments.
What is FICA tax?
FICA consists of Social Security (6.2% on wages up to $176,100 in 2025) and Medicare (1.45% on all wages). Your employer matches these — so the government receives 12.4% + 2.9% total.
How do dependents affect my taxes?
Qualifying children under age 17 are eligible for the Child Tax Credit of up to $2,000 each. This directly reduces your federal tax liability (not just taxable income), giving you a larger paycheck.
What is the difference between marginal and effective tax rate?
Your marginal rate is your highest tax bracket rate. Your effective rate is total tax ÷ gross income — always lower because lower-income dollars are taxed at lower rates first.